Specialist Cover, delivered with Precision
Accident and Health Insurance
Precision Underwriting’s range of Accident and Health insurance cover is designed to help provide financial protection for individuals and organisations in the event of unexpected injury, illness or disability, helping them manage the financial impact of insured events.
Contact our team to discuss your Accident and Health insurance requirements. All polices are subject to policy terms, conditions, exclusions, and limits. Read the PDS and TMD prior to deciding.
Individual Personal Accident & Illness Cover
Unexpected injury or illness can have a significant impact on a person’s income and lifestyle. Individual Personal Accident & Illness cover is designed to provide financial support in the event of a covered accidental injury and, where applicable, illness, subject to policy terms, conditions, exclusions and limits.
We have experience in arranging cover for a range of occupations, including selected higher hazard roles. This can include occupations in sectors such as
- mining,
- diving,
- aviation,
- oil and gas, and
- professional sport.
We work to structure cover for both blue and white collar workers, that reflects the nature of the occupation and the risks presented
Individual Personal Accident Application
Individual Personal Accident Policy Wording
Precision Personal Accident TMD
For policies incepting prior to 01/01/2026 please contact us via email so that we can provide the policy wording/PDS applicable to your policy.
Group Personal Accident Cover
Group Personal Accident Cover is designed to provide financial support in the event of covered accidental injury, helping support insured persons, and, where relevant, organisations they belong to, subject to policy terms, conditions, exclusions and limits.
Arranging cover at a group level can provide an efficient way to make this protection available for members, participants and employees. We have experience in arranging Group Personal Accident cover for sporting associations, trade groups, community organisations and employee benefit programs.
We work to structure cover that reflects the nature of the group and the risks presented, subject to underwriting criteria and insurer appetite.
Group Personal Accident Policy Wording
For policies incepting prior to 01/01/2026 please contact us via email so that we can provide the policy wording/PDS applicable to your policy.
Corporate Travel - For those on the move
Business does not stop when employees are travelling, and appropriate travel cover can be an important part of managing that exposure. Corporate Travel Insurance is designed to provide cover for eligible employees travelling for work and, where applicable, certain leisure travel , subject to policy terms, conditions, exclusions and limits. Depending on the policy, available cover may include:
- Domestic and international travel;
- Rental car excess protection;
- Certain protection relating to missed transport connections or employee replacement;
- Certain protection for delayed, misplaced, loss or theft of personal baggage or travel documents and money;
- Plus many more benefit options that be added to customise your policy to your business.
Corporate Travel Application
Corporate Travel Policy Wording
Precision Corporate Travel TMD
For policies incepting prior to 01/01/2026 please contact us via email so that we can provide the policy wording/PDS applicable to your policy.
Journey Accident Cover
Journey Accident cover helps provide financial protection when an insured person suffers injury as a result of an accident while travelling to or from work, helping provide support when unexpected events occur outside of the workplace. We work with businesses and organisations, to arrange cover that reflects their workforce, travel patterns and operational needs.
Journey Application
Journey Accident Policy Wording
Journey Accident TMD
Personal Accident Insurance for Voluntary Workers
Volunteers play an important role in many organisations. Personal Accident Insurance for Voluntary Workers is designed to provide cover for eligible volunteers who suffer an unexpected injury whilst carrying out voluntary activities.
Depending on the policy chosen, some of the available benefits may include capital benefits, weekly benefits, non-Medicare medical expenses and domestic help.
As always, policies are subject to policy terms, conditions, exclusions and limits. Read the Product Disclosure Statement and Policy Wording before making a decision.
Voluntary Workers Application
Voluntary Workers Policy Wording
Precision Voluntary Workers TMD
For policies incepting prior to 01/01/2026 please contact us via email so that we can provide the policy wording/PDS applicable to your policy.
